RemitAI

Remitly vs LemFi for NGN Transfers (2026)

Comparing live exchange rates and fees for sendingCACAD toNGNGN
Best Right Now

LemFi

Within minutes

Rate

1 CAD = 994.63 NGN

Transfer FeeFree
Recipient Gets497,316.668 NGN
Send with LemFi

Remitly

Within minutes

Rate

1 CAD = 990.62 NGN

Transfer Fee2.99 CAD
Recipient Gets495,311.359 NGN
Send with Remitly

Which is cheaper: LemFi or Remitly?

Right now, LemFi is the cheaper option. By choosing LemFi over Remitly, your recipient will receive 2005.31 more NGN for every 500 CAD sent. This is due to LemFi's better exchange rate.

Transfer speed comparison

When it comes to speed, LemFi estimates delivery within minutes, while Remitly estimates within minutes. Keep in mind that peak hours and bank holidays in NGN can affect these times.

Hidden fees to watch out for

LemFi Fees

LemFi is currently offering zero-fee transfers for this corridor.

Remitly Fees

Remitly charges a fixed fee of 2.99 CAD. Always check if there's a markup on the exchange rate as well.

Our verdict

Based on live data, LemFi is the clear winner for sending CAD to NGN today. They offer a superior combination of low costs and competitive exchange rates. However, exchange rates fluctuate every few minutes, so we strongly recommend doing a final check on their website before committing to your transfer.