Remitly vs WorldRemit for NGN Transfers (2026)
USD to
NGNRemitly
Within minutes
Rate
1 USD = 1355.46 NGN
WorldRemit
Same day
Rate
1 USD = 1351.35 NGN
Which is cheaper: Remitly or WorldRemit?
Right now, Remitly is the cheaper option. By choosing Remitly over WorldRemit, your recipient will receive 2057.89 more NGN for every 500 USD sent. This is due to Remitly's better exchange rate.
Transfer speed comparison
When it comes to speed, Remitly estimates delivery within minutes, while WorldRemit estimates same day. Keep in mind that peak hours and bank holidays in NGN can affect these times.
Hidden fees to watch out for
Remitly Fees
Remitly charges a fixed fee of 2.99 USD. Always check if there's a markup on the exchange rate as well.
WorldRemit Fees
WorldRemit charges a fixed fee of 3.99 USD. Always check if there's a markup on the exchange rate as well.
Our verdict
Based on live data, Remitly is the clear winner for sending USD to NGN today. They offer a superior combination of low costs and competitive exchange rates. However, exchange rates fluctuate every few minutes, so we strongly recommend doing a final check on their website before committing to your transfer.