RemitAI Logo

Wise vs Remitly for GBP Transfers (2026)

Comparing live exchange rates and fees for sendingNGNGN toGBGBP
Best Right Now

Wise

Within 1 hour

Rate

1 NGN = 0.00 GBP

Transfer Fee4.5 NGN
Recipient Gets0.275 GBP
Send with Wise

Remitly

Within minutes

Rate

1 NGN = 0.00 GBP

Transfer Fee2.99 NGN
Recipient Gets0.273 GBP
Send with Remitly

Which is cheaper: Wise or Remitly?

Right now, Wise is the cheaper option. By choosing Wise over Remitly, your recipient will receive 0.00 more GBP for every 500 NGN sent. This is due to Wise's better exchange rate.

Transfer speed comparison

When it comes to speed, Wise estimates delivery within 1 hour, while Remitly estimates within minutes. Keep in mind that peak hours and bank holidays in GBP can affect these times.

Hidden fees to watch out for

Wise Fees

Wise charges a fixed fee of 4.5 NGN. Always check if there's a markup on the exchange rate as well.

Remitly Fees

Remitly charges a fixed fee of 2.99 NGN. Always check if there's a markup on the exchange rate as well.

Our verdict

Based on live data, Wise is the clear winner for sending NGN to GBP today. They offer a superior combination of low costs and competitive exchange rates. However, exchange rates fluctuate every few minutes, so we strongly recommend doing a final check on their website before committing to your transfer.