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Send Money from USA to Access Bank

Access Bank is one of the largest financial institutions in Nigeria. If you are sending money home from the US, here is how to bypass hidden fees and get the highest parallel market rates directly into their account.

Live Market Rates

Sorted by highest payout
W

Wise

Within 1 hour

Rate

1 = 1,349.1637

Fee

4.50

Recipient Gets

1,349,163.67 NGN

R

Remitly

Within minutes

Rate

1 = 1,339.6721

Fee

2.99

Recipient Gets

1,339,672.07 NGN

W

WorldRemit

Same day

Rate

1 = 1,335.6042

Fee

3.99

Recipient Gets

1,335,604.24 NGN

W

Western Union

Next day

Rate

1 = 1,328.8245

Fee

5.00

Recipient Gets

1,328,824.52 NGN

L

LemFi

Within minutes

Rate

1 = 1,345.0958

Fee

Free

Recipient Gets

1,345,095.84 NGN

T

TapTap Send

Instant

Rate

1 = 1,342.384

Fee

1.99

Recipient Gets

1,342,383.95 NGN

🏆 Editors' Choice

Top Pick: Wise is currently offering the best rate at 1349.16 NGN.

Join 1M+ users getting the best USA to Nigeria rates. Zero fees, instant delivery via Wise.

How it works

1

Choose a highly-rated remittance provider from our live comparison table.

2

Enter how much USD you want to send to see the exact NGN payout.

3

Provide the recipient's 10-digit Access Bank account number.

4

Fund the transfer using your US debit card or bank account.

5

Track the transfer until it hits the Access Bank account, usually within minutes.

Perfect for...

Emergency funds for family and friends
Paying local contractors or remote workers
Funding personal Naira accounts for visits

Frequently Asked Questions

Is there a limit to how much I can send to Access Bank?
Limits depend on the app you use. Most apps allow up to $2,999 per day without heavy documentation, but you can increase limits by verifying your ID.
Will the recipient pay a fee to receive it?
No. When you send via digital remittance apps to an Access Bank Naira account, the recipient gets the exact amount quoted, with zero receiving fees.